Privacy notice

FinanceFocus helps households plan their money together. This notice says what we store, why, and what your rights are. The service is run from Norway. Contact: [email protected].

What we store

• Account: name, email address and your password as a secure hash (we cannot read the password).
• Sign-in: sessions with IP address and browser type, to keep you signed in and to stop abuse.
• What you enter in your household: household and member names, accounts, expenses and transfers. Everyone in the household sees these.
• What you have free for the household: only you see this figure.
• The private part (salary and private expenses): encrypted on your own device with a passphrase only you know, before it is stored. We store only the encrypted version and cannot read it.

Why

To provide the service you asked for (contract), and to keep it secure and prevent abuse (legitimate interest). We do not sell data, show ads, or use any tracking or analytics.

Who processes data for us

• Hetzner Online (Germany/Finland, EU): the servers and the backups.
• Cloudflare: the network in front of the service, protecting it from attacks.
• Zoho (EU): sends email, such as address confirmation and password resets.

How long

Until you delete your account. When the last member leaves a household, the household and everything in it is deleted. Backups are encrypted and deleted after at most 24 months.

Cookies

Only what is needed: a session cookie for signing in, a cookie for your language, and appearance settings stored in your browser. No tracking, so no consent banner.

Your rights

• Access and a copy: Settings → Download my data.
• Correction: change the information directly in the app.
• Erasure: Settings → Delete my account.
• Complaints: you can complain to the Norwegian Data Protection Authority, Datatilsynet.